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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181124)

Great customer service, always there when you need it.

Great customer service, always there when you need it. Reviewed on: 21st April 2026

Excellent Customer Service Experience

Excellent Customer Service Experience Reviewed on: 21st April 2026

The best

Easy, fast, very professional, helpful when you need. Reviewed on: 21st April 2026

Really easy to use and reliable in the long term.

Really easy to use, I have been using it for over a year now and it has helped me with making purchases and not worrying about what is left in my account as i can pay it off over a period of time. I prefer this method with purchases over £100 usually and then working out how much i want to spend per month on PayPal credit to pay it back. That and because it is on my phone as well, I am able to make everyday purchases with it if i am ever in a situation where money is tight. Reviewed on: 21st April 2026

the new updates are great - being able to track orde...

the new updates are great - being able to track orders and find everything in one place rather than going back and forth between apps. easy to navigate and gives enough time to pay when you like. the direct debit also makes it easy to hold you accountable incase you forget. nothing to catch you out, very consumer focused Reviewed on: 21st April 2026

Easy to use and trustworthy app.

Easy to use and trustworthy app. Reviewed on: 21st April 2026

Good service, Best Platform, excellent user interface.

Good service, Best Platform, excellent user interface. Reliable Reviewed on: 21st April 2026

Enjoying more then 10 years

Enjoying Paypal service for more then 10 years Reviewed on: 21st April 2026

Great customer service and the app is easy to use...

Great customer service and the app is easy to use Reviewed on: 21st April 2026

Everytime I’ve needed PayPal it’s been there and cus...

Everytime I’ve needed PayPal it’s been there and customer service is excellent t Reviewed on: 21st April 2026

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