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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181124)

My experiences have always been superb.

My experiences have always been superb. Customer care representatives are usually prompt, respectful and helpful. Reviewed on: 21st April 2026

It’s good to be protected.

It’s good to be protected. Not much more to say. Reviewed on: 21st April 2026

Never had a problem with paying for anything securel...

Never had a problem with paying for anything securely online been with them for many years now through eBay and now with the PayPal card feel safe and secure using paper Reviewed on: 21st April 2026

Great service

Enjoy the service and the experience Reviewed on: 21st April 2026

Safe to use

Used for a long time and I find it safe Reviewed on: 21st April 2026

PayPal has always been reliable and trustworthy when...

PayPal has always been reliable and trustworthy when necessary and has been clear and helpful when catching up with payments on repayment. Thank you very much. Reviewed on: 21st April 2026

It’s a really good service they are very helpful and...

It’s a really good service they are very helpful and give good advice. Reviewed on: 21st April 2026

Just easy now you have a physical card

Great now that you can also use a physical card Reviewed on: 21st April 2026

I love PayPal because!!

I love PayPal because it makes online shopping so easy. I have used PayPal for about 20 years and it is one of the few financial institutions that I trust implicitly. Reviewed on: 21st April 2026

Works fast and easy clear knowledge about the rules

Works fast and easy clear knowledge about the rules Reviewed on: 21st April 2026

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