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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181124)

Excellent Service, Fast and reliable

5
Excellent Service, Fast and reliable Reviewed on: 21st April 2026

When I had issues with sellers not delivering my par...

5
When I had issues with sellers not delivering my parcels, PayPal have always protected me with refunds, I always use PayPal to pay most things now, it's the safest way to pay Reviewed on: 21st April 2026

Using the application is very good and helpful makes...

5
Using the application is very good and helpful makes international transactions easy Reviewed on: 21st April 2026

PayPal review

5
Excellent product used for years Reviewed on: 21st April 2026

Always had great service and always be easy to use a...

5
Always had great service and always be easy to use and track money useage Reviewed on: 21st April 2026

Happy , nothing went wrong .

4
Happy , nothing went wrong .I am happy to use PayPal services. Reviewed on: 21st April 2026

Thank you PayPal.

5
Thank you PayPal... having the freedom to utilise multiple benefits not only helps me buy what I enjoy easily but also has helped me out on occasion where I was short on money. What a life saver PayPal can be Reviewed on: 21st April 2026

I have never had a problem.

5
I have never had a problem. They are fast and responsive. Also very secure. Reviewed on: 21st April 2026

Overall good experience started using PayPal about 1...

4
Overall good experience started using PayPal about 14 years ago and never had a issue really Reviewed on: 21st April 2026

Great experience with customers service.

5
Great experience with customers service. Always quick and efficient Reviewed on: 21st April 2026

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