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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181124)

The best

5
I think is the most smart an trusted credit company Reviewed on: 21st April 2026

Paypal review

5
Always easy to use for payments and problem frew Reviewed on: 21st April 2026

Very easy to use, great reminders on payments

5
Very easy to use, great reminders on payments Reviewed on: 21st April 2026

My go to payment service

5
Never had an issue using PayPal always helpful Reviewed on: 21st April 2026

Seamless transactions all the time

5
Seamless transactions all the time Reviewed on: 21st April 2026

Very handy to have and the promotional offers make i...

5
Very handy to have and the promotional offers make it stand out as a credit service. Really helpful not to have to pay interest on large purchases for four months, other credit agreements charge much more. Reviewed on: 21st April 2026

Just a simple way of paying and the credit option is...

5
Just a simple way of paying and the credit option is very useful and easy to set up. Reviewed on: 21st April 2026

PayPal credit is very easy to use, quick response also.

5
PayPal credit is very easy to use, quick response also. The 0% feature is great and easy and simple to keep track of Reviewed on: 21st April 2026

Always found paypal a excellent service to buy items...

5
Always found paypal a excellent service to buy items online and even send friend and family money 5 star Reviewed on: 21st April 2026

Any time I have had a problem they have solved it fo...

5
Any time I have had a problem they have solved it for me many thanks Reviewed on: 21st April 2026

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