Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181124)

It’s fantastic and easy to use.

5
It’s fantastic and easy to use. I will continue to use the app and recommend it to friends and family. Reviewed on: 21st April 2026

Peace of mind and a layer of protection, when shoppi...

5
Peace of mind and a layer of protection, when shopping online. Reviewed on: 21st April 2026

Smooth, safe and simple with PayPal.

5
I just love how easy PayPal makes every transaction simple, smooth and safe, wether its a purchase online or sending money to friends and family locally and all over the world. I am reassured every click of the way as PaPal uses encrypted technology which helps prevent the theft of my hard earned money. My favourite feature is the pay in three service, it helps reduce large monthly bills and payments that can’t be avoided. PayPal has me covered every way. My Pal PayPal Reviewed on: 21st April 2026

Never had a problem with them always champions the c...

5
Never had a problem with them always champions the consumers protect our rights. Reviewed on: 21st April 2026

Quick and easy to arrange using paypal credit.

5
Quick and easy to arrange using paypal credit. App is also simple. Reviewed on: 21st April 2026

PayPal is there when you need it most.

5
PayPal is there when you need it most. Reviewed on: 21st April 2026

Very good and useful and comes in handy

5
Very good and useful and comes in handy Reviewed on: 21st April 2026

Brilliant customer service when I have ever had a pr...

5
Brilliant customer service when I have ever had a problem with a transaction. Resolves problems quickly Reviewed on: 21st April 2026

very good

5
great experience with the company Reviewed on: 21st April 2026

Amazing , every time and all the time

5
Amazing , every time and all the time Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101281 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products