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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181124)

PayPal is just so easy to use ,pay and repay so you’...

PayPal is just so easy to use ,pay and repay so you’re always on top of your finance. Reviewed on: 21st April 2026

Excellent platform for purchases on line

Excellent platform for purchases on line Reviewed on: 21st April 2026

Shopping with confidence

Total confidence when buying through pay pal , great deals , value and alway protected Reviewed on: 21st April 2026

I use it for purchases in 4 months and 3

I use it for purchases in 4 months and 3 Reviewed on: 21st April 2026

I love PayPal

I love PayPal, it is so handy and reliable. I trust them vigorously and use PayPal for all of my online payments, would strongly recommend!!!! Reviewed on: 21st April 2026

All good

No bad experience just to higher rates on APR% Reviewed on: 21st April 2026

Very easy to use , great value rates

Very easy to use , great value rates Reviewed on: 21st April 2026

Excellent way to utilise credit, have made plenty of...

Excellent way to utilise credit, have made plenty of purchases knowing that there is four months to pay without incurring interest. Reviewed on: 21st April 2026

Happy customer

A secure and easy way to use money, and affordable payment plans , I only had the one occasion, where I had to use customer service, and the experience was a good one with helpful and friendly service, which the problem was solved Reviewed on: 21st April 2026

I trust PayPal with large purchases.

I trust PayPal with large purchases. The 4 months 0% interest alongside the laws that come with Credit purchases allow me to make sure I’m content with choosing the right products for me. Reviewed on: 21st April 2026

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