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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181125)

I trust PayPal with large purchases.

I trust PayPal with large purchases. The 4 months 0% interest alongside the laws that come with Credit purchases allow me to make sure I’m content with choosing the right products for me. Reviewed on: 21st April 2026

It’s been okay so far, but I mean I’ve been trying t...

It’s been okay so far, but I mean I’ve been trying to pay them back from my PayPal credit and not accepting it so I don’t mind keeping it about. I’d rather give it to you cause I don’t want a deferment on my credit file Reviewed on: 21st April 2026

Good experience.

Good experience. Very friendly app and its good to manage financial needs. Reviewed on: 21st April 2026

Helped me out with funding purchases and allowing fl...

Helped me out with funding purchases and allowing flexibility with finances and payments which meant I could purchase the things I needed. Overall had great service from staff too. Reviewed on: 21st April 2026

Usage and info

Very easy to use , plenty of information too Reviewed on: 21st April 2026

Really easy to use and the customer when needed has...

Really easy to use and the customer when needed has been super Reviewed on: 21st April 2026

Using my PayPal account has been really easy and con...

Using my PayPal account has been really easy and convenient. I would like more points per £ though as I get better benefits with my bank account Reviewed on: 21st April 2026

Paypal allows me to make seamless transaction across...

Paypal allows me to make seamless transaction across multiple platforms Reviewed on: 21st April 2026

Very easy and great deal with 0% interest free for 4...

Very easy and great deal with 0% interest free for 4 months Reviewed on: 21st April 2026

I always use paypal when i buy on-line

I always use paypal when i buy on-line if the option is available. Reviewed on: 21st April 2026

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