Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181125 reviews)

View other PayPal products

4.73

Based on 181,125 reviews, last reviewed 18th Aug 2026

15% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181125)

My experience with paypal is exceptionally good.

My experience with paypal is exceptionally good. I have been using paypal credit for almost 4 years now for my travel transactions. Reviewed on: 21st April 2026

This is not easy.

This is not easy. I always has a problem with your application. Every thing is very difficult to find. Reviewed on: 21st April 2026

Is good, and safe

Is good, and safe as its always check with me to authorise transactions. Reviewed on: 21st April 2026

Credit where Credit is due!

Advisers are knowledgeable and can assist with ease. The platform is easy to use providing clarity with monthly statements and a payment facility that functions with ease. Overall very pleased with the service. This has replaced my previous credit provider. Reviewed on: 21st April 2026

Years of a reliable and trustworthy service

Years of a reliable and trustworthy service Reviewed on: 21st April 2026

Very helpful and easy to use excellent!

Very helpful and easy to use Paypal thank you! Reviewed on: 21st April 2026

Excellent service.

Excellent service.very reliable and safe to use..Great communication and my go to payment method. Also offers pay in 3! Reviewed on: 21st April 2026

Reliable.

Reliable. Very convenient. Allows you breathing space and options Reviewed on: 21st April 2026

Very easy to use, simple and effective loan plans

Very easy to use, simple and effective loan plans Reviewed on: 21st April 2026

Paypal is a safe way to make payments and they will...

Paypal is a safe way to make payments and they will try to resolve issues Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101282 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub