Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181125 reviews)

View other PayPal products

4.73

Based on 181,125 reviews, last reviewed 18th Aug 2026

15% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181125)

Excellent customer service

Always find customer service to be excellent and they have sorted out multiple issues on my behalf. Reviewed on: 21st April 2026

Payments and services work smoothly with no problems...

Payments and services work smoothly with no problems have had great communication with operators when needed, and i highly rate there app and services. Reviewed on: 21st April 2026

I have used PayPal for several years and have had to...

I have used PayPal for several years and have had to contact them a couple of times and they have always kept me informed about my enquiry. Once I requested them to look into a return for me and they sorted it out and kept me in informed until it was completed. Reviewed on: 21st April 2026

I feel safe having PayPal Credit.

I feel safe having PayPal Credit, because PayPal is a reputable company. I trust that they have my best interest at heart. The customer service is first class and my queries have been answered quickly and with professionalism. Reviewed on: 21st April 2026

Paypal has always been a fast easy to use system and...

Paypal has always been a fast easy to use system and I feel confident that my money is safe and secure with them. I have been using them for years now and I've never had any issues. Reviewed on: 21st April 2026

Safe and secure

Always there especially for the online payments. Safe and secure Reviewed on: 21st April 2026

Always simple to use

Always simple to use in function and well explained in the terms Reviewed on: 21st April 2026

budgeting stress free

What a great and generous way to help people budget Reviewed on: 21st April 2026

Speedy service and great for helping with ordering

Speedy service and great for helping with ordering Reviewed on: 21st April 2026

Good if a little confusing

Good. Sometimes I sm confused by how it all works Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101282 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub