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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,125 reviews, last reviewed 18th Aug 2026
15% increase in 5 star reviews
in the past 90 days
30% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026
Mariya B's avatar
Mariya B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181125)

Nothing not to like.

5
Nothing not to like. I can spread my cost over 4 months interest free Reviewed on: 21st April 2026
Victoria m's avatar
Victoria m

Easy to navigate, very quick at responding to anythi...

5
Easy to navigate, very quick at responding to anything you need answering too. Reviewed on: 21st April 2026
Goretti Brandon's avatar
Goretti Brandon

Responsive, helpful and reasonable

5
I have used PayPal credit and pay in 3 these are really helpful and reasonable in comparison to any other pay later options. I have also had a few experiences of contacting their customer services. Once you get past the automated system to a real person they have been very helpful and responsive. Reviewed on: 21st April 2026
Liz D's avatar
Liz D

The PayPal is very good for me to use and is very easy.

5
The PayPal is very good for me to use and is very easy. Reviewed on: 21st April 2026
Gheorghe Z's avatar
Gheorghe Z

Always helpful and offer good services

5
Always helpful and offer good services Reviewed on: 21st April 2026
Jordan's avatar
Jordan

Great % rates

5
Always offer great interest rates, easy to set up and manage payments. Reviewed on: 21st April 2026
Robin T's avatar
Robin T

Pay in 3

5
Everytime I’ve been short on money and wanted to buy something or buy more than one thing the easy and simple pay in 3 has been so good and made it easy for me to finance what I want when I want Reviewed on: 21st April 2026
Sohail Ahmed's avatar
Sohail Ahmed

Great to use.

5
Never had any bad interactions. Always been reliable and it's great knowing my money is safe and secure and any purchases are being done correctly. Reviewed on: 21st April 2026
Maurice's avatar
Maurice

Good things give me more time to reply am so hap...

5
Good things give me more time to reply I am so happy . thanks so much Reviewed on: 21st April 2026
Mohamed 's avatar
Mohamed

Excellent transfer platform

5
Easy to use platform, reliable with appropriate insurance/cover when needed and immediate transfers/withdrawals Reviewed on: 21st April 2026
Adham M's avatar
Adham M

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