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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181125 reviews)

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4.73

Based on 181,125 reviews, last reviewed 18th Aug 2026

15% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181125)

Paypal credit is by far the easiest credit line serv...

Paypal credit is by far the easiest credit line service and have very good security too. I have never had any issues they themselves couldnt solve Reviewed on: 21st April 2026

I love PayPal because it makes buying products so mu...

I love PayPal because it makes buying products so much easier and safe to do so. You can spread the payments over 3 months or longer if you buy on PayPal credit so it makes things more affordable and allows you to mange and budget accordingly. PayPal has a great dispute resolution service that takes care of any missed deliveries or disputes you may have with a transaction and having everything all on one place means that transactions are secure and you don’t have to remember card or bank details. Reviewed on: 21st April 2026

I find PayPal credit very reliable.

I find PayPal credit very reliable.I don’t need to wait for my payday .I can use PayPal credit and I pay later and gradually. Reviewed on: 21st April 2026

Great interest free period on each purchase

Great interest free period on each purchase Reviewed on: 21st April 2026

It’s great and easy to use.

It’s great and easy to use. I find it simple to keep track of what I’m spending and paying it back at a time that suits me and boosts my credit score Reviewed on: 21st April 2026

Great trusting service

Safe to use helpful and user friendly, customer service can’t do enough to help great for quick payments Reviewed on: 21st April 2026

Great product with excellent offers and opportunities

PayPal credit is simple, easy to use and has helped me purchased a few items I would have otherwise not been able to afford at the time. Reviewed on: 21st April 2026

Financial Security

I have always been able to borrow interest free Credit from Papaland will continue to do so Not many lenders will give you an interest free loan these days Reviewed on: 21st April 2026

PayPal credit review

I use PayPal credit to pay for holidays and flights and find it very handy Reviewed on: 21st April 2026

Customer service is not active and you will need to...

Customer service is not active and you will need to struggle to contact them for any issue. Reviewed on: 21st April 2026

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