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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

Quick response , professional contact

Quick response , professional contact Reviewed on: 21st April 2026

No hassle easy to use and if any issues it's easily...

No hassle easy to use and if any issues it's easily resolved. Reviewed on: 21st April 2026

Have been a member for many years.

Have been a member for many years. Easy and safe to use, protection offered gives me that extra confidence when purchasing products Reviewed on: 21st April 2026

PayPal has always been very easy to use for me, and

PayPal has always been very easy to use for me, amd customer service is easy to obtain when needed. You feel fully supported throughout. It is also an easy way for myself and my family to send money when needed, specially as we are in separate countries. Reviewed on: 21st April 2026

Paypal credit delay payment option should a year or...

Paypal credit delay payment option should a year or at least 9 months . I do enjoy most of your services by the way. Reviewed on: 21st April 2026

Quick, could use more communication and better apr

Quick, could use more communication and better apr Reviewed on: 21st April 2026

Good service in buying online and good overall servi...

Good service in buying online and good overall service experience. Reviewed on: 21st April 2026

Very good service and always very supportive

Very good service and always very supportive Reviewed on: 21st April 2026

Easy way for shopping

PayPal is very easy to use and you can get the best deals with shopping online and easy to make payments online,most of the online platforms have PayPal payments option so don’t worry about the payment options. Reviewed on: 21st April 2026

Very fast and reliable at all times

Very fast and reliable at all times Reviewed on: 21st April 2026

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