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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

Paypal’s credit is very easy to use!

Paypal’s credit is very easy to use! Reviewed on: 21st April 2026

Always fast and reliable with great customer service!

Always fast and reliable with great customer service! Reviewed on: 21st April 2026

Always convenient, all that is need for finance.

Always convenient, all that is need for finance. Reviewed on: 21st April 2026

Love my paypal credit , pay in 3

Love my paypal credit , pay in 3 amd the 4 months intrest free. Overall brilliant company and service love the protection too Reviewed on: 21st April 2026

Cant fault

Since joining since day dot, I have never had any issues and it helps with everyday convenience Reviewed on: 21st April 2026

PayPal Credit

Excellent service very easy to set up Reviewed on: 21st April 2026

Smooth and easy to navigate through the app.

Smooth and easy to navigate through the app. Reviewed on: 21st April 2026

Useful for online payments, makes everything streaml...

Useful for online payments, makes everything streamlined. Reviewed on: 21st April 2026

If an issue occurs with the seller I have the added...

If an issue occurs with the seller I have the added peace of mind that PayPal will do they upmost to rectify the problem. I also welcome that I have the added benefit of spreading payments. Reviewed on: 21st April 2026

First class service.

Never ever had a problem with PayPal. Always handled my transactions professionally. Payments were always paid on time. Would highly recommend. Reviewed on: 21st April 2026

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