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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

Loving paypal credit so far great experience

It gives you discount on your daily day need stuff also the benefits are also great Reviewed on: 21st April 2026

Knowing when to pay to avoid any interest can be dif...

Knowing when to pay to avoid any interest can be difficult to work out. But the agents on the phone are so helpful. Reviewed on: 21st April 2026

Easy to use as it’s accepted on most online platform...

Easy to use as it’s accepted on most online platforms and interest rates are very good aslong as you make the payments to schedule which is easy as you can set a direct deposit. Reviewed on: 21st April 2026

Easy to use with good selection of perks and offers.

Easy to use with good selection of perks and offers. Reviewed on: 21st April 2026

Easy and convenient

Easy and convenient to use; available online Reviewed on: 21st April 2026

It has been ok.

It has been ok. I cannot fault it or praise it I am afraid. Reviewed on: 21st April 2026

Easy and convenient to use, handy app to have, can b...

Easy and convenient to use, handy app to have, can be used all over Reviewed on: 21st April 2026

Best product and customer service

Best product and customer service Reviewed on: 21st April 2026

Great would reccomend for large purchases

Great would reccomend for large purchases Reviewed on: 21st April 2026

I have used PayPal for a good number of years.

I have used PayPal for a good number of years. Never had any issues or problem. I would recommend to others Reviewed on: 21st April 2026

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