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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

Ease of doing transactions on the App.

Ease of doing transactions on the App. Reviewed on: 21st April 2026

Exellent

Excellent, easy to use. Fast easy menu, good security. Reviewed on: 21st April 2026

Displaying minimum payment to avoid interest

It’s not clear what the outstanding amount is that needs to be paid so as not to incur interest especially when using the 4 month interest free mechanism. The only figure that seems to be displayed is the minimum amount, not the amount to be paid, not the amount that should be paid, and by what date to avoid any interest. Reviewed on: 21st April 2026

Very good, been using PayPal for over 15 years.

Very good, been using PayPal for over 15 years. Nothing bad to say. Reviewed on: 21st April 2026

PayPal is great for online purchases.

PayPal is great for online purchases. Reviewed on: 21st April 2026

Pay in 3 has been a game changer I wouldn't have mad...

Pay in 3 has been a game changer I wouldn't have made many of the purchases otherwise. Reviewed on: 21st April 2026

Trusted reassurance

Trusted purchasing tool has given me reassurance forvyears Reviewed on: 21st April 2026

Beat app in terms of flexibility for your payment a...

Beat app in terms of flexibility for your payment a lot of options to choose from and really good time period to pay back on almost no interest Reviewed on: 21st April 2026

PayPal credit has helped me spread out costs effecti...

PayPal credit has helped me spread out costs effectively so I can enjoy large purchases stress free and manage my finances accordingly Reviewed on: 21st April 2026

Very good pay with PayPal credit excellent service l...

Very good pay with PayPal credit excellent service love it can do shopping everywhere is really helpful Reviewed on: 21st April 2026

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