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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

Great customer service and polite agents

Great customer service and polite agents Reviewed on: 21st April 2026

Wise move

Ever since I got my PayPal account I found it excellent. Even asking for PayPal credit or pay in 3 or 5 payments as long as you are careful and do not over spend I have found it very helpful. Reviewed on: 21st April 2026

Very easy to apply.

Very easy to apply. Helps me to be able to afford bigger things. Reviewed on: 21st April 2026

Good customer service

Always kept in touch with me, if I needed assistance I had fast response. They reached out to see if I needed assistance with finance Reviewed on: 21st April 2026

Excellent service quick efficient

Excellent service quick efficient Reviewed on: 21st April 2026

No problems

I've had no problems what so ever with paypal credit, i'm really greatful that i've been able to pay back different amounts before the payment date which in turn has helped me pay it back quicker. Thank you paypal. Reviewed on: 21st April 2026

Excellent service with lots of options and good cust...

Excellent service with lots of options and good customer service Reviewed on: 21st April 2026

I'm using PayPal from last good 8to nine years no pr...

I'm using PayPal from last good 8to nine years no problem at all easy to contact customer service and they solve problems within few minutes thanks Reviewed on: 21st April 2026

Even better with their card sistem

I prefer to use paypal everywhere. Reviewed on: 21st April 2026

Highly recommend

Easy to use ,protected and secure. Excellent Reviewed on: 21st April 2026

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