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PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181126)

Fantastic service, great payment options and 0% on p...

5
Fantastic service, great payment options and 0% on purchases. L Reviewed on: 21st April 2026

Very handy and good customer services

5
Very handy and good customer services Reviewed on: 21st April 2026

customer service at anytime

5
perfect customer service at anytime Reviewed on: 21st April 2026

Good company

5
Reliable fair company. I use them a lot and do not have any issues. Reviewed on: 21st April 2026

Safe and secure site and method for buyers

5
Safe and secure site and method for buyers Reviewed on: 21st April 2026

First Class PayPal.

5
Never had any problems with PayPal, they’ve always acted admirably if I’ve had an issue with a purchase & have always resolved my issues promptly & efficiently. I trust them implicitly & their customer service is first class. Reviewed on: 21st April 2026

Great Customer Service

5
Really good support for suspicious transactions and help with setting up credit cards/credit limits. Reviewed on: 21st April 2026

Paypal credit services

3
Paypal dropped my access to pay in 3 without notice which was confusion. You would expect them to communicate before taking such a step Reviewed on: 21st April 2026

4 month 0% interest credit is so useful!

5
There 4 month 0% interest credit is so useful for spreading the costs of purchases over £99 for example, specially when things break at home and need replacing last minute, like a washing machine or fridge. Reviewed on: 21st April 2026

I love PayPal and how it’s grown

5
I love PayPal and how it’s grown Reviewed on: 21st April 2026

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