Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181126)

Paypal number 1

5
Very easy to use & navigate the app, everything has its place and easy to understand, i use paypal very regularly and never had an issue Reviewed on: 21st April 2026

PayPal Credit is really good and useful, the only re...

4
PayPal Credit is really good and useful, the only reason it's not completely full marks is because you can't use it everywhere. Reviewed on: 21st April 2026

Customer service very helpful

5
Customer service very helpful, PayPal is the best to manage money. Reviewed on: 21st April 2026

Every time you need

5
Every time you need to use money for any reason, paypal can help you with it. Reviewed on: 21st April 2026

Can't recommend enough!

5
Can't recommend enough! Easy access, easy app Reviewed on: 21st April 2026

Easy spending and stress free credit!

5
I have no issues with PayPal. I find it super easy to use, and it saves me a load of time when making small purchases. I am also a massive fan of PayPal credit. It enables me to make purchases and pay it back over time, I never feel stressed over money as I know that PayPal will support me to manage it effectively Reviewed on: 21st April 2026

It good way to use PayPal but they need to give high...

5
It good way to use PayPal but they need to give higher limits Reviewed on: 21st April 2026

Very good contactable and straightforward when conta...

5
Very good contactable and straightforward when contacting Reviewed on: 21st April 2026

I use PayPal to pay for everything possible.

5
I use PayPal to pay for everything possible. Always feels secure using it Reviewed on: 21st April 2026

Easy disputes, good credit options

5
Easy disputes, good credit options Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101282 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products