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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181127 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181127)

Easy disputes, good credit options

Easy disputes, good credit options Reviewed on: 21st April 2026

Straightforward platform and a household name

Straightforward platform and a household name Reviewed on: 21st April 2026

Paypal is easy to use, quick for payment both online...

Paypal is easy to use, quick for payment both online and in person. Reviewed on: 21st April 2026

It’s been a great experience.

It’s been a great experience. Patient customer service staff. Reviewed on: 21st April 2026

So safe and so easy

PayPal is safe and easy to use - I love it! The app is amazing and it makes managing my finances so simple! Well done PayPal - keep up the great work! Reviewed on: 21st April 2026

Hard to understand statements.

Hard to understand statements. Whish ot was clear like Klarna do. Happy have 0 % ctedit Reviewed on: 21st April 2026

Easy to use, clear, great repayment terms

Easy to use, clear, great repayment terms Reviewed on: 21st April 2026

Very easy to use so I’m very pleased.

Very easy to use so I’m very pleased. Reviewed on: 21st April 2026

Making payments easy!

Paypal credit and the 4 months interest free option are great for consumers, the app is easy to use and as a payment option with so many retailers Reviewed on: 21st April 2026

I use PayPal on my daily necessities and I love...

I use PayPal on my daily necessities and I love it Reviewed on: 21st April 2026

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