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PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181127)

Never had a problem in all the years using

5
Never had a problem in all the years using Reviewed on: 21st April 2026

Always perfect never a problem quick and easy and de...

5
Always perfect never a problem quick and easy and definitely recommended to friends and family Reviewed on: 21st April 2026

praising up paypal

5
had so many all fantastic never had any problems and i know if there was i can get my money back thru paypal , all in all very safe to pay with Reviewed on: 21st April 2026

Trustworthy banking

5
I have always trusted PayPal as they have really looked after me! Everything I do is so easy to do & it makes banking easier. Reviewed on: 21st April 2026

Would be better if the phone was answered quicker

5
Would be better if the phone was answered quicker Reviewed on: 21st April 2026

easy application and feels a a safer way to pay

5
easy application and feels a a safer way to pay Reviewed on: 21st April 2026

Good interest rates and offers.

5
Good interest rates and offers. Flexible pay in 3 options is great also. Reviewed on: 21st April 2026

Always swift and efficient transactions

5
Always swift and efficient transactions Reviewed on: 21st April 2026

Very good service and products they provide.

5
Very good service and products they provide. Reviewed on: 21st April 2026

I've used PayPal for many years.

5
I've used PayPal for many years. Fin so easy to send money, an pay for good Reviewed on: 21st April 2026

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