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PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181127)

PayPal credit works well.

5
PayPal credit works well. Not had any problems. Have used in eBay only. Reviewed on: 21st April 2026

Great service always able to rely on...

5
Very efficent and great service always able to rely on Reviewed on: 21st April 2026

Always helpful and easy to use

5
Always helpful and easy to connect with Reviewed on: 21st April 2026

Very good service.

5
Very good service. Good and reliable exchange rate when using the service abroad. Reviewed on: 21st April 2026

Very good app and website.

5
Very good app and website. User friendly and easy to navigate around Reviewed on: 21st April 2026

Absolute masterpiece!

5
Have been using PayPal for a long time and always had a amazing experience with the services as well as customers service. Never had any issue while paying with PayPal and always received help when needed! Reviewed on: 21st April 2026

Pay in 3 is excellent makes life much easie

5
Pay in 3 is excellent makes life much easie Reviewed on: 21st April 2026

Easy, secure, and reliable

5
I’ve had a really positive experience using PayPal. It’s straightforward, secure, and makes sending or receiving money hassle-free. Everything is clear and easy to manage, which makes a big difference. Reviewed on: 21st April 2026

Second to none

5
The option to pay in three or the amount of credit they give with the option aswell to pay without interest in 4 or 6 months is really great . Reviewed on: 21st April 2026

Is easier, safe,very supportive.

5
Is easier, safe,very supportive. Support is very quick. App works very well.Good information. Payment goes very quick. Lots of options. Reviewed on: 21st April 2026

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