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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181127 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181127)

PayPal Credit

Easy, convenient and quick to use, would highly recommend for short term credit. Reviewed on: 21st April 2026

I've npayot had a good or bad experience

I've not had a good or bad experience Reviewed on: 21st April 2026

It’s very straight forward to use PayPal and streaml...

It’s very straight forward to use PayPal and streamlines, this is what I like most. Reviewed on: 21st April 2026

Easy way for online payment , its safe and quick .

Easy way for online payment , its safe and quick . Reviewed on: 21st April 2026

Been with PayPal for many years and never had a prob...

Been with PayPal for many years and never had a problem they have sorted out a few issues I had with other companies in the past so it’s been a pleasure to know if I have any problems or worries they will help me Reviewed on: 21st April 2026

My PayPal.

I have used the PayPal service, as my preferred secure financial payment management system for over a decade now. I have had no discrepancies or major issues with it. On the one or two occasions when I have needed to use their customer support service, they have managed to resolve all matters to my satisfaction. Reviewed on: 21st April 2026

PayPal is good but if you forget the charge is very...

PayPal is good but if you forget the charge is very high. Reviewed on: 21st April 2026

Everyday buys to bigger purchases, paypal just works!

I’ve been using PayPal and PayPal Credit for a few years now, and it’s just become part of how I manage my spending. I’ve used it for all sorts of things—from booking plane tickets and buying clothes, to bigger purchases like an Emma mattress, a Dyson vacuum and hair tools, and even a KitchenAid mixer. Being able to spread the cost at 0% has really helped me get things I needed without feeling like everything had to be paid at once. What I like most is how easy and widely accepted it is. It works pretty much everywhere I shop online, so I don’t have to think twice when checking out. The added protection is a bonus too—it just gives a bit of peace of mind. Nothing fancy—it just works. And that’s exactly why I’ve stuck with it and will keep using it. Reviewed on: 21st April 2026

Great service

Great way to bank and shop with ease of use and simple set up ! Reviewed on: 21st April 2026

Very easy to use and a great way to protect your pur...

Very easy to use and a great way to protect your purchase. Reviewed on: 21st April 2026

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