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PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181127)

PayPal is one of the safest ways to transact with re...

5
PayPal is one of the safest ways to transact with retailers and banks, offering strong protection for its customers. Its level of service is unmatched by other payment providers. The platform is easy to use, and the customer support team is highly responsive, taking consumer rights and legal protections very seriously. Reviewed on: 21st April 2026

Always great service got through to agent quickly

5
Always got through to agent quickly and all were polite and helpful Reviewed on: 21st April 2026

Quick and easy to be accepted and set up!

5
Quick and easy to be accepted and set up! Reviewed on: 21st April 2026

Never a problem queries answered quick and great saf...

5
Never a problem queries answered quick and great safety for purchases Reviewed on: 21st April 2026

Fantastic app and service any small issues we have h...

5
Fantastic app and service any small issues we have had has been fixed immediately Reviewed on: 21st April 2026

Safety payment in the world .

5
Safety payment in the world .Thank you so much PayPal Reviewed on: 21st April 2026

Payment options is brilliant with 0% charge

5
Payment options is brilliant with 0% charge Reviewed on: 21st April 2026

Hassle free spending.

5
Hassle free spending. Makes my shopping experience more enjoyable and quicker Reviewed on: 21st April 2026

Great service

5
When I’ve had issues they have always been sorted swiftly and easily Reviewed on: 21st April 2026

Easy to use and secure.

5
Easy to use and secure. I feel confident my money is safe. Reviewed on: 21st April 2026

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