Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181078 reviews)

View other PayPal products

4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181078)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use would recommend secure way of making pu...

Easy to use would recommend secure way of making purchases Reviewed on: 14th July 2026

Simple, Safe and Super Secure

Its so simple to use as a payment mechanism. The app is easy to navigate and the account layout clear and user friendly. I know exactly what I've spent and when. I know what charges I incur and how much will be taken each month without having to log in. I love the communication from PayPal. With regular and timely notifications, I always stay up-to-date. A fantastic company with safe and secure access. Thank you PayPal. Reviewed on: 14th July 2026

My new bathroom

It’s a great way to purchase a large item or have a home improvement & spread the cost. Reviewed on: 14th July 2026

Paypal is user friendly, has deals and appears as pa...

Paypal is user friendly, has deals and appears as payment option on different platforms for my own shop options online and in store Reviewed on: 14th July 2026

Easy Peasy!

Paypal offers an easy and flexible method to deal with transactions by different methods. No Hastle, just straight forward. Reviewed on: 14th July 2026

it's worth it

its been good so I would recommend it Reviewed on: 14th July 2026

Fantastic everything what PayPal does

Fantastic everything what PayPal does Reviewed on: 14th July 2026

Very fast at sending money on time

Very fast at sending money on time Reviewed on: 14th July 2026

Weldone paypal

All is well PayPal is ready good service Reviewed on: 14th July 2026

You know what your payments will be before you spend...

You know what your payments will be before you spend, it's totally easy to use, no regrets, best I've used Reviewed on: 14th July 2026

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub