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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181127 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Good service helpful polite good

Good service helpful polite good Reviewed on: 21st April 2026

It's a very good security experience.

It's a very good security experience. Reviewed on: 21st April 2026

One of the biggest advantages is the level of securi...

One of the biggest advantages is the level of security it offers. I feel much safer making online payments through PayPal, especially when shopping on less familiar websites. Their buyer protection system adds an extra layer of confidence. Reviewed on: 21st April 2026

I had a smooth experience using PayPal Credit.

I had a smooth experience using PayPal Credit. The process was simple and easy to understand, and everything worked as expected. Payments were processed quickly, and I found the service convenient for managing purchases. Overall, a reliable option. Reviewed on: 21st April 2026

Great for short term assistance

It has been a great help with small purchases here and there, their lending has been very useful when shopping online and in businesses that allow payments from PayPal. Reviewed on: 21st April 2026

Nothing but excellent customer service.

Nothing but excellent customer service.service.everything i do on the app is smooth and I havent yet had a problem. Reviewed on: 21st April 2026

Paypal review

Excellent quick and easy service!! Super at sorting issues like refunds out!! Overall great customer service!! Reviewed on: 21st April 2026

Extremely helpful, amazing communication when needed.

Extremely helpful, amazing communication when needed. Reviewed on: 21st April 2026

Paypal is good but i lost 600 pounds which paypal di...

Paypal is good but i lost 600 pounds which paypal didnt help me to refund my money even sharing all the proofs .. so paypal must update its T&C for refund. Reviewed on: 21st April 2026

The seamless integration of PayPal with service prov...

The seamless integration of PayPal with service providers allows for easy payment also the flexible payment options also allows me to reduce the burden paying at once especially for large sums Reviewed on: 21st April 2026

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