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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Safety online

I like the convenience and protection of using my bank through PayPal .easy to use great service Reviewed on: 21st April 2026

PayPai is the Best

i am useing Paypal for more then 15 years, and i am so happy for custmer service. never copmlain, Reviewed on: 21st April 2026

Real world options for spending

Easy to use service, the new card is very useful too. I especially like the 4 month interest free and pay in 3 options Reviewed on: 21st April 2026

I use PayPal for also all my shopping.

I use PayPal for also all my shopping. Very easy to use and the protection they give to their customers is great. Reviewed on: 21st April 2026

I find Paypal very easy to use.

I find Paypal very easy to use, I love when I can use it for purchases as I feel very secure using it. I have not had an issue when making a purchase, the pay in three and the interest free option is fantastic for me. Reviewed on: 21st April 2026

Good service easy to use never used customer service...

Good service easy to use never used customer services thats why i put neutral Reviewed on: 21st April 2026

Staff friendly and quick to answer queries and issues.

Staff friendly and quick to answer queries and issues. The app is especially good and all the info on your account is there. It can even process payments. No problems so far. Reviewed on: 21st April 2026

PayPal feedback

I really like PayPal as it allows me to make purchases more easily. Especially if I don’t have the full amount available at the time of purchase.it is also accepted on so many sites it’s worth using. I like the app as well so I can keep an eye on what I am spending and when payment is due. Reviewed on: 21st April 2026

Great customer service

Friendly customer service who deal with queries efficiently. Reviewed on: 21st April 2026

One of my favourite credit/debit apps

I love PayPal, gave a decision on my account straight away, they have a lovely clear website with plenty of offers to connect to your card to earn extra points, so that you can redeem them for extra treats! Yay more for me.. Love it Reviewed on: 21st April 2026

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