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PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 19th Aug 2026
11% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181128)

Best customer service .

5
Best customer service . Communication is 5 star Reviewed on: 21st April 2026

Easy to use, and streamlined in terms of receiving p...

5
Easy to use, and streamlined in terms of receiving payments from people abroad. Efficient and user friendly Reviewed on: 21st April 2026

Simple to use and easy to understand

4
Simple to use and easy to understand Reviewed on: 21st April 2026

Excellent service cannot fault everything goes smoot...

5
Excellent service cannot fault everything goes smoothly transactions super fast Reviewed on: 21st April 2026

I’m using this since 2023 it’s been a good service p...

5
I’m using this since 2023 it’s been a good service provide. Reviewed on: 21st April 2026

PayPal first class

5
PayPal had always been the one to go to never let me down so easy to make payments and ease of use is great PayPal credit is also grest helps you pay for things and pay it of with ease with installments Reviewed on: 21st April 2026

I have always found PayPal to be an efficient way to...

5
I have always found PayPal to be an efficient way to pay for anything. I have never experienced any technical problems with their site and I feel confident in the safeguards that they have in place to protect my transactions and consumer rights. Reviewed on: 21st April 2026

Great no problem easy to use can use in all stores a...

5
Great no problem easy to use can use in all stores and online and manage payments online etc Reviewed on: 21st April 2026

Paypal is so safe and reliable.

5
Paypal is so safe and reliable. Love using the app and now gainingbpoints. Yay Reviewed on: 21st April 2026

I always use PayPal online.

5
I always use PayPal online. It is secure and if I have any issues they are resolved very professional Reviewed on: 21st April 2026

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