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PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 19th Aug 2026
11% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181128)

Quick, easy and trusted payment

5
Always quick, easy and trusted payment with affordable payment options when needed Reviewed on: 21st April 2026

Great customer service

4
Great customer experience when contacted, very helpful when needed assistance Reviewed on: 21st April 2026

It is very easy to purchases in easy instalments.

5
It is very easy to purchases in easy instalments. Reviewed on: 21st April 2026

Always an easy to use, comes in handy when you need...

5
Always an easy to use, comes in handy when you need to make your money stretch a little further. Good to know the assistance is there when needed Reviewed on: 21st April 2026

Good experience

5
I have never had a problem with PayPal. Easy to use and refunds are always punctual. Reviewed on: 21st April 2026

Excellent service, very professional

5
Excellent service, very professional Reviewed on: 21st April 2026

Worth using it

5
Easy to use, easy to set up payments. Reviewed on: 21st April 2026

Easy to use gives options to spread costs interest f...

5
Easy to use gives options to spread costs interest free. Helps with managing your cash flow Reviewed on: 21st April 2026

PayPal is the best

5
I have used PayPal for many years with no problems at all , It is my go to payment method . It is accepted across many sites and also I am able to pay my friends and family with the app on my phone . Reviewed on: 21st April 2026

Clear honest app!

5
Very easy app to use. Clear and informative information provided about charges and fees. Overall app is appealing. Customer help line are always supportive and do there best to help and resolve any issues. Reviewed on: 21st April 2026

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