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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Always use paypal when I can.

Always use paypal when I can. Works good for me. Reviewed on: 21st April 2026

Thoroughly happy with everything they provide.

Thoroughly happy with everything they provide... Reviewed on: 21st April 2026

Very good very good company perfect price

Very good very good company perfect price Reviewed on: 21st April 2026

Paypal credit really easy to use and straightforward.

Paypal credit really easy to use and straightforward. Appreciate the 4 months 0% interest. Statements can be a bit confusing, and often things appear on statement that isin't part of the balance so can be difficult to keep track sometimes. On the whole though i like paypal credit and like the consumer protection it gives me. Pay pal have also sorted out more than one dispute for me too. Reviewed on: 21st April 2026

It is one of the best financial options available an...

It is one of the best financial options available and I and I am so happy to use it on my daily basis. Reviewed on: 21st April 2026

litterally the best way to manage your money.

Its litterally the simplest way to pay, its safe, reliable and it does everything whats not to love Reviewed on: 21st April 2026

PayPal credit is incredibly easy to use.

PayPal credit is incredibly easy to use. It has helped me on many occasions. Easy to track. App is very easy to use and helpful. Reviewed on: 21st April 2026

PayPal Credit has helped me and my credit score

PayPal Credit has helped me consistently see boosts to my credit score without having to worry or do anything extraordinary. It’s been such a helpful tool when I come across a big purchase that I’d rather pay off over a period of time instead all at once. Definitely recommend it to others Reviewed on: 21st April 2026

Great way to pay.

Great way to pay. Reliable quick easy to use service Reviewed on: 21st April 2026

Very easy to access.

Very easy to access. Instant decision. Strait forward service Reviewed on: 21st April 2026

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