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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Never had issues with PayPal.

Never had issues with PayPal. 5 star company Reviewed on: 21st April 2026

I had issues before and none of them were resolved

I had issues before and none of them were resolved Reviewed on: 21st April 2026

Service development

I’ve used PayPal over 10+ years and the service continue to get better and better Reviewed on: 21st April 2026

Great service.

Great service. I use it all the time for ticket purchases. The four months interest free is an exceptional offer. Reviewed on: 21st April 2026

Nice and easy

Easy to use, know what dates to pay off balance and service has been stellar Reviewed on: 21st April 2026

So easy to use, love it.

So easy to use, love it. Second time using PayPal credit and would recommend this service to anyone. Reviewed on: 21st April 2026

Love PayPal I can easily keep track and safe online

Love using PayPal I can easily keep track and safe of payment I make it's my go too for almost all online payments. They also have good offers on credit such as low interest or none at all for several months. Il usually avoid online stores that I haven't been too before if they don't accept PayPal because you can't be too careful with you information/card these days. I like that I can use my PayPal balance to pay my credit off but would like a option to have a separate pot for payments for credit I worry if I take more than I have accounted for out of my balance when I have a amount set up to be paid off my credit since it's not done till later that day Reviewed on: 21st April 2026

PayPal has become a seamless experience for me and I...

PayPal has become a seamless experience for me and I found them really useful in all my transactions online that provide the security and safety I need to safely purchase online but also now in person Reviewed on: 21st April 2026

Great service, simple to use.

Great service, simple to use. Great comms. Reviewed on: 21st April 2026

I've had PayPal for years and years.

I've had PayPal for years and years. I've never had problem with it and when I did have an issue with a transaction PayPal was very helpful. Reviewed on: 21st April 2026

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