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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Perfect for planned projects like garden renovations

I recently used PayPal Credit to fund some much-needed garden work just in time for my son’s birthday in June. The best part was the 0% interest offer over 4 months, which made it easy to spread the cost without any extra fees. What I really appreciate about the service is how well it integrates with major retailers, and having the physical card for offline use is a game-changer. It makes accessing low-cost credit simple and convenient. Highly recommend it if you have a specific project in mind and want to manage your cash flow. Reviewed on: 21st April 2026

No lengthy paperwork, instant answers, everything ex...

No lengthy paperwork, instant answers, everything explained in plain English. Reviewed on: 21st April 2026

amazing!

amazing! always helpful whenever theres an issue Reviewed on: 21st April 2026

Nothing but good experiences.

Nothing but good experiences. No complaints I would recommend Reviewed on: 21st April 2026

Everything good happy excellent

Everything good nice I liked I'm happy with that Reviewed on: 21st April 2026

Love PayPal easy way to pay for things and reliable...

Love PayPal easy way to pay for things and reliable Reviewed on: 21st April 2026

Makes borrowing for small purchases easy to manage

Makes borrowing for small purchases easy to manage Reviewed on: 21st April 2026

Excellent

Excellent way to pay for easy repayments Reviewed on: 21st April 2026

From start to finish I can highly recommend Paypal C...

From start to finish I can highly recommend Paypal Credit! Reviewed on: 21st April 2026

Game-changer for spending across the UK and Europe!

PayPal is a total game-changer for spending across the UK and Europe! Its Credit line is incredibly handy, giving a 0% interest for four months on anything over £99—perfect for spreading the cost of bigger treats. For daily life, the Debit Card is a must-have; earning cashback on every purchase, and it’s a lifesaver for travel since there are no transaction fees abroad. Plus, with PayPal’s famous Buyer Protection, shopping across borders has becoming more east with total peace of mind. It’s simple, secure, and rewarding for spending. Reviewed on: 21st April 2026

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