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PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 20th Aug 2026
11% increase in 5 star reviews
in the past 90 days
24% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026
Igor's avatar
Igor

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181129)

I’ve used PayPal for many years.

5
I’ve used PayPal for many years. Gives a safe and hassle free way of paying for goods. Reviewed on: 21st April 2026

Very good rates .

5
Very good rates . Easy to use and very save Reviewed on: 21st April 2026

Ive enjoyed PayPal for many years as it is easy and...

5
Ive enjoyed PayPal for many years as it is easy and convenient to use. Reviewed on: 21st April 2026

Excellent service

5
I’ve had a great experience using PayPal. Their service is reliable, fast, and very easy to use. Transactions are processed smoothly, and I appreciate the strong security measures that give me peace of mind while sending or receiving payments. Customer support has also been helpful whenever I needed assistance. Overall, PayPal is a trustworthy platform that makes online payments simple and convenient. Reviewed on: 21st April 2026

Very good experience!

5
Very good experience! Thank you, Paypal! Reviewed on: 21st April 2026

Paypal plus is staple for every day use as it is eas...

5
Paypal plus is staple for every day use as it is easy and points great. Reviewed on: 21st April 2026

Paypal is fantastic!

5
Been with Paypal for many years ,love using the pay3monthly with no interest.I don’t have to worry about paying interest and I get great savings too .Paypal is fantastic! Reviewed on: 21st April 2026

Love the app, especially the pay in 3

5
Love the app, especially the pay in 3 Reviewed on: 21st April 2026

Easy to use

5
Easy to use and a good way to pay for things and not get into too much debt for longer periods of time Reviewed on: 21st April 2026

I use paypal credit alot easy to use and easy to mak...

5
I use paypal credit alot easy to use and easy to make a payment when one is due Reviewed on: 21st April 2026

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