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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Very responsive when I had a dispute with a seller.

Very responsive when I had a dispute with a seller. Reviewed on: 21st April 2026

Easy to use

Easy to use, quick and convenient. Always available when needed, especially for last minute needs Reviewed on: 21st April 2026

Craig’s PayPal

Easy to use and safe to use I like they ask you for a pin on transactions Reviewed on: 21st April 2026

Simple to set up, easy hassle free payments

Simple to set up, easy hassle free payments Reviewed on: 21st April 2026

I am really happy about the service

I am really happy about the service Reviewed on: 21st April 2026

Customer service didn’t reply on the first couple on...

Customer service didn’t reply on the first couple on attempts to contact but when I did eventually get a response issue was resolved quickly. Reviewed on: 21st April 2026

Quick and Easy

PayPal credits is quick, convenient and a all round excellently worked short term credit facility enabling me to afford a few extra luxuries in life Reviewed on: 21st April 2026

Beneficial especially 0% interest with some suppliers

It is beneficial when buying expensive items, especially when its interest free for period of time with certain suppliers. I have paid over 3 years in fixed term instalments which really helped as otherwise I would not be able purchase the product. Reviewed on: 21st April 2026

Good service and fair taxes.

Good service and fair taxes. PayPal Credit helps a lot to organise the finances. Reviewed on: 21st April 2026

Helping spread cost

Great opportunity to spread cost over a longer period of time without paying interest Reviewed on: 21st April 2026

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