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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Just very satisfied with service you provide

Just very satisfied with service you provide Reviewed on: 21st April 2026

Brilliant, fast and easy.

Brilliant, fast and easy. Simplest App I've used to manage my money! Reviewed on: 21st April 2026

I love the ease with which I can pay.

I love the ease with which I can pay. Reviewed on: 21st April 2026

Always very helpful and patient with me

Always very helpful and patient with me Reviewed on: 21st April 2026

It's a wonderful service which have marvellous optio...

It's a wonderful service which have marvellous options and fast becoming a daily use in my purchasing options Reviewed on: 21st April 2026

0% for 4 months was too good to pass.

0% for 4 months was too good to pass. Reviewed on: 21st April 2026

Best service

Everything is easy to manage. Paying for services and. Uyer protection Reviewed on: 21st April 2026

Overall Service good

Customer service is good, they sorted straight away on call Reviewed on: 21st April 2026

Fast and reassuring customer service

When I had an issue with my PayPal credit the team were very fast at answering and reassuring me. Reviewed on: 21st April 2026

A go to way to pay

It can be difficult to get quick answers from email queries but you feel they have your back when resolving issues with problem purchases. I always try to pay through PayPal as it feels like greater protection than from your direct bank. More human customer service operators would make the service better. Reviewed on: 21st April 2026

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