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PayPal: PayPal Credit reviews

4.73
Based on 181,130 reviews, last reviewed 20th Aug 2026
9% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026
Israel M's avatar
Israel M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181130)

Always found my experience easy to use

5
Always found my experience easy to use Reviewed on: 21st April 2026

i honestly feel very safe using paypal and it is ver...

5
i honestly feel very safe using paypal and it is very helpful when needed Reviewed on: 21st April 2026

A hassle free way of purchasing items

5
A hassle free way to buy the everyday items without being overcharged interest rates and enough time to pay without tying yourself up in knots trying to pay .. Ive purchased a cooker, fridge and tumble dryer.. PayPay is my method of choice when purchasing online.. Reviewed on: 21st April 2026

online shopping, paying for goods or serv...

5
From safer online shopping, paying for goods or services or even interest free/ lower interest payment options you just can't beat the level of safety or trust Reviewed on: 21st April 2026

Seamless and smooth is the way i would describe PayPal.

5
Seamless and smooth is the way i would describe PayPal. They have sorted issues with vendors with the past for me and got my money back. There customer service is excellent. Reviewed on: 21st April 2026

Been using PayPal for over 20 years, never had a sin...

5
Been using PayPal for over 20 years, never had a single problem Reviewed on: 21st April 2026

Simplicity at its finest

5
It's so simple to use, never had any problems and the app is really easy to navigate Reviewed on: 21st April 2026

I find PayPal a fantastic way to get a good deal on...

5
I find PayPal a fantastic way to get a good deal on a product that is very affordable and easy and easy repayment plans. Reviewed on: 21st April 2026

It's just great experience with Paypal

5
It's just great experience with Paypal Reviewed on: 21st April 2026

All about the app

5
The app is very good and easy to understand. I always get notifications on time so I can look into my account. Reviewed on: 21st April 2026

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