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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Excellent!

Excellent! Friendly and professional and dependable at all times. Reviewed on: 21st April 2026

Excellent service.

Excellent service. Communication is clear and concise, day to day running of the account is made simple. Reviewed on: 21st April 2026

Safe and easy shopping with PayPal credit

Always easy to use and you always feel safe using PayPal on all shopping platforms for that extra layer of protection. The autopay setting for minimum payments is also a life saver so you never forget a payment! Reviewed on: 21st April 2026

Good information online, reliable service

Good information online, reliable service Reviewed on: 21st April 2026

Used paypal for a number of years any issues with pu...

Used paypal for a number of years any issues with purchases or pay ments soon resolved. Various payments options some interest free as long as due date is met Reviewed on: 21st April 2026

PayPal is easy to use, understand and convenient

PayPal is easy to use, understand and convenient Reviewed on: 21st April 2026

Very helpful

Very helpful when mistakes were made, compensation was given without any problem. Low interest if any. Reviewed on: 21st April 2026

Credit where credit is due.

I like how PayPal credit allows you to split payments on a monthly basis interest-free, and I like how easy it is and that it's accepted on a lot of sites. Reviewed on: 21st April 2026

Excellent, appreciate the installments option as we...

Excellent, appreciate the installments option as well, easy to use Reviewed on: 21st April 2026

Very good experience, thanks to PayPal I was able to...

Very good experience, thanks to PayPal I was able to travel Reviewed on: 21st April 2026

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