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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Very easy to use, good protection from PayPal

Very easy to use, good protection from PayPal Reviewed on: 21st April 2026

Easy to use

Never had an issue and so easy to use and navigate Reviewed on: 21st April 2026

PayPal is great.

PayPal is great. I recommend everyone to use PayPal. Reviewed on: 21st April 2026

Ease of use and a great option to break larger payme...

Ease of use and a great option to break larger payments up Reviewed on: 21st April 2026

Never had an issue with the service, easy way to pay...

Never had an issue with the service, easy way to pay and available on most retailets Reviewed on: 21st April 2026

Shopping with confidence

I love the peace of mind I get whilst shopping online Reviewed on: 21st April 2026

PayPal is user friendly and has great flexibility op...

PayPal is user friendly and has great flexibility options that allow you to shop with ease. It’s quick and easy to understand when using the app which has great benefits. Reviewed on: 21st April 2026

I've always liked PayPal credit, it always surprises...

I've always liked PayPal credit, it always surprises me that alot of people don't know that PayPal have a credit card. I've had the account I think for 8years, always liked the offers and 0% for large purchases Reviewed on: 21st April 2026

It was a seamless and easy process.

It was a seamless and easy process. The credit was granted very fast and I was able to make my planned purchases. Reviewed on: 21st April 2026

Always had a positive experience with PayPal, easy t...

Always had a positive experience with PayPal, easy to use and great tools Reviewed on: 21st April 2026

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