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PayPal: PayPal Credit reviews

4.73
Based on 181,130 reviews, last reviewed 20th Aug 2026
9% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026
Israel M's avatar
Israel M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Prompt and timely also easy to navigate

5
Prompt and timely also easy to navigate Reviewed on: 21st April 2026

Really easy to use

5
Really easy to use and really easy to keep on top of your spending Reviewed on: 21st April 2026

Always efficient.

5
Always efficient. Quick and easy to use. Reviewed on: 21st April 2026

Great service and great app!

5
Great service and great app! Love Paypal Reviewed on: 21st April 2026

The credit and pay in 3 system is epic

5
The credit and pay in 3 system is epic Reviewed on: 21st April 2026

Probably the most convenient way yet most secure way...

5
Probably the most convenient way yet most secure way of buying online and it’s now even easier with actual PayPal card and even the 4 month interest free payment options. Reviewed on: 21st April 2026

Quick and well connected

4
Quick and well connected. Easy at checkout to use PayPal Reviewed on: 21st April 2026

fab customer service

5
Always helped in awkward situations with buyers and fight your corner . Reviewed on: 21st April 2026

Always get a great service, and dealt with confidently

5
Always get a great service, and dealt with confidently Reviewed on: 21st April 2026

Interest free lending

5
Interest free lending is brilliant, make things much more flexible Reviewed on: 21st April 2026

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