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PayPal: PayPal Credit reviews

4.73
Based on 181,130 reviews, last reviewed 20th Aug 2026
9% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026
Israel M's avatar
Israel M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

PayPal credit have been excellent for our individual...

5
PayPal credit have been excellent for our individual needs easy to apply and keep control of Reviewed on: 21st April 2026

Non payment

1
Through PayPal 55 pounds was paid for an item not delivered. Refund was given but I have not received a penny. Reviewed on: 21st April 2026

paypal is quick and easy and always helps me on mont...

5
paypal is quick and easy and always helps me on months which i prefer to spend the cost. Reviewed on: 21st April 2026

All good.

5
All good.easy and transparent everything Reviewed on: 21st April 2026

Love PayPal they always answer amazing customer serv...

5
Love PayPal they always answer amazing customer service Reviewed on: 21st April 2026

Very easy to use

5
I found it vert easy to use paypal and it's very secure to use as well Reviewed on: 21st April 2026

Paypal is overall good for everything, it's easy to...

5
Paypal is overall good for everything, it's easy to use PayPal credit and also pay in 3. It's great for buying things that you can't afford to pay out full for. If there's ever a problem with something you've ordered customer service is easy to use and very helps when you need to resolve a problem. I would be lost with out PayPal. Overall experience with PayPal is A* . I've been with them around 15 years maybe longer . Reviewed on: 21st April 2026

Excellent

5
Incredible with good customer service Reviewed on: 21st April 2026

Always good experience

5
Always good experience, with products and customer service Reviewed on: 21st April 2026

Super safe and easy to use.

5
Super safe and easy to use. Love having the chance to split payments especially for those bigger purchases and everyday treats. really good to help plan ahead and budget your spending. Reviewed on: 21st April 2026

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