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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

My safe haven for payments on line

I have been using paypall for a good fifteen years now and I am happy to feel safe making payments on line through paypall I feel that my money is safe also I have been able to utilize the easy payment options with paypall again excellent for me now I have a paypall card Reviewed on: 21st April 2026

Very helpful and very safe when you buy or sell...

Very helpful and very safe when you buy or sell staff Reviewed on: 21st April 2026

If you are primarily a consumer, PayPal is arguably...

If you are primarily a consumer, PayPal is arguably the gold standard. It’s fast, incredibly secure, and offers a safety net that most standard bank transfers don't provide. If you’re a merchant, it’s a necessary tool for credibility, even if the fees bite a little. Reviewed on: 21st April 2026

Management

With pay in 3 and PayPal credit, it has allowed me to make bigger purchases sooner and has let me manage my money easily. Reviewed on: 21st April 2026

Interest rate is too high but generally good service.

Interest rate is too high but generally good service. Reviewed on: 21st April 2026

Flexible and easy, pay in 3 makes purchases more man...

Flexible and easy, pay in 3 makes purchases more manageable Reviewed on: 21st April 2026

Easy and transparent to use, offers adequate to the...

Easy and transparent to use, offers adequate to the market of other service providers Reviewed on: 21st April 2026

I'm always happy to use credit card for airplane tic...

I'm always happy to use credit card for airplane tickets. PayPal is a very safe and easy payment method. Reviewed on: 21st April 2026

Excellent

Very quick on replies and understanding of your needs and wants Reviewed on: 21st April 2026

Easy and supportive

PayPay have always been helpful with any queries or issues had with purchases, and have always been quick to offer support or resolve the issues. The entire interface is easy to use, with PayPal Credit being one of the simplest forms of Credit, in my personal opinion. Reviewed on: 21st April 2026

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