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PayPal: PayPal Credit reviews

4.73
Based on 181,130 reviews, last reviewed 20th Aug 2026
9% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026
Israel M's avatar
Israel M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Since i use paypal, my money accurately counting, al...

5
Since i use paypal, my money accurately counting, all staff very friendly, any issues solve very quickly. Best customer service. Reviewed on: 21st April 2026

Super support

5
Always have a pleasant and to the point chats if needed and PP always sort things out Reviewed on: 21st April 2026

Great payment medium

5
Have used PayPal for many years now and am happy with the service provided Reviewed on: 21st April 2026

My experience has been a brilliant one everything is...

5
My experience has been a brilliant one everything is there for you to see no hidden agenda or add ons and it’s so easy to use this is one service that I will highly recommend Reviewed on: 21st April 2026

Very helpful

5
Very good experience, able to buy day to day until payday and give comfortable life for my child. Reviewed on: 21st April 2026

Used pay pal for years now. Simply the Best

5
Used pay pal for years now and is always improving its services Reviewed on: 21st April 2026

Very easy to use.

5
I'm using PayPal services close to ten years now. Never disappointed. Easy to use and customer service is on very high level. Reviewed on: 21st April 2026

PayPal has been delivering a good services since I’v...

5
PayPal has been delivering a good services since I’ve started using their products. Never disappointed. Reviewed on: 21st April 2026

Direct Debit ISSUE

1
I won't use direct debit as I had it set up to take set payment on previous balance. However I made a new purchase and it hadn't been billed and you took the direct debit without any notice and cleared my bank account out. Reviewed on: 21st April 2026

Great tool

5
Great help having PayPal in hand Reviewed on: 21st April 2026

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