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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

PayPal have always been one of the best services for...

PayPal have always been one of the best services for me going through my IVA Reviewed on: 21st April 2026

Advisor investigations and responses are slow.

Customer Service can be slow to respond. When you have an issue with your money, you want to know that Paypal has your back, especially if there are unauthorised transactions. I've found response times to be slow and the automated resolution process makes you feel like you're left in the dark. Explanations for issues are also lacking - I think Paypal needs to provide more detail into how they undertake investigations and provide customers with more information post investigation. This can be highly frustrating when dealing with your money. That being said, PayPal does provide great service and the advisors are friendly and knowledgeable and I've had positive outcomes every time I've had to engage with someone at Paypal, I just find information during and after interactions can be lacking. I guess it matters more that the outcome is correct, which it always has been. Reviewed on: 21st April 2026

Simply the best for safe shopping and credit.

Simply the best for safe shopping and credit. Spread your payments over 4 months and pay no interest, what’s not to like about that. Reviewed on: 21st April 2026

Love using it, have had it since I was 18 keeps all...

Love using it, have had it since I was 18 keeps all transactions safe Reviewed on: 21st April 2026

PayPal has always been a great for me!

PayPal has always been a great service for me and I use PayPal credit every month. Reviewed on: 21st April 2026

When I had the complaint PayPal dealt with it very w...

When I had the complaint PayPal dealt with it very well and I was very happy with the outcome with the item Reviewed on: 21st April 2026

Easy to use and helpful staff when had to ring

Easy to use helpful staff friendly staff Reviewed on: 21st April 2026

I like the interest free option to pay back in 4 mon...

I like the interest free option to pay back in 4 months whenever making bigger payments. Reviewed on: 21st April 2026

Great experience with paypal

Always helped instantly and good customer care and support Reviewed on: 21st April 2026

PayPal made payments fast, secure, and easy.

PayPal made payments fast, secure, and easy. Buyer protection and quick transactions gave me confidence and a smooth experience every time. Reviewed on: 21st April 2026

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