Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

View other PayPal products

4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181131)

My experience with the payment system has been conve...

My experience with the payment system has been convenient and reliable. It has proven me with flexibility and given me the scope to purchase essential items without incurring extortionate interest charges. Reviewed on: 21st April 2026

Highly recommended

Very easy to use and safe way to do shopping online. Your money is safe by all means, highly recommend this. Reviewed on: 21st April 2026

Fantastic option for online purchases.

I have PayPal credit credit account/card and PayPal debit card which gives points/cash back when you you use it to make payments purchase, much better than my Natwest debit card. I also use Ebay a lot, getting interest rates below 13% is way below any of my other credit lines. I use. The interest free pay within 4 months ioption PayPal option is my favorite way to pay for things, is a far better deal than competition such as Klarna offer. Reviewed on: 21st April 2026

Paypal - Easy to use & very versatile

Easy to use & very versatile. Combined all my credit to Paypal and makes management simple. Reviewed on: 21st April 2026

My pal paypal

I always feel that when I use PayPal for payment I am safe,they also give good promotional rates Reviewed on: 21st April 2026

PayPal Credit is King

Made my life much easier with PayPal credit. Especially the new card payments Reviewed on: 21st April 2026

Great Financial Service

I had an issue with a vendor and PayPal teams have dealt with it brilliantly. Reviewed on: 21st April 2026

Excellent service fantastic rates.

Excellent service fantastic rates. . Reviewed on: 21st April 2026

Very quick, simple and easy to use.

Very quick, simple and easy to use. I use PayPal credit for clothing purchases and I use PayPal to run a lottery syndicate for my work; it's always easy, works really well and the money always moves very fast between accounts. Reviewed on: 21st April 2026

PayPal credit

Always found it easy to use and helpful customer service Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3855 reviews
Very Account
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101289 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub