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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Good service, never had problems.

Good service, never had problems. Reviewed on: 21st April 2026

PayPal, number one choice

I confidently use PayPal for almost all transactions, secure, easy to use and good customer service. Reviewed on: 21st April 2026

Easy to use

Easy to use and helpful when needing to spread your costs to make a larger purchase. Reviewed on: 21st April 2026

Paypal pay in 3 really allows flexibility allowing t...

Paypal pay in 3 really allows flexibility allowing to pursue a purchase which I wouldn’t go through with if this option was not available Reviewed on: 21st April 2026

Honestly Pay pal has always come through for me, als...

Honestly Pay pal has always come through for me, also love their 0% Interest deals and pay in 3. Has helped me out no end. Now accumulate their points Reviewed on: 21st April 2026

Missing Expensive Item In The Post

I had an expensive bottle of perfume go missing in the post. It was extremely stressful, however PayPal made it really easy for me to report the issue and I had regular updates from the App. I called through and the person on the phone was really understanding and reassuring. I was really upset about the situation and the person on the phone was really lovely. In the end I got a full refund and bought the item again. I am a perfume collector and having items delivered in the post is risky, but PayPal makes me feel reassured and supported. Thank you, it was a really stressful period but you helped get the issue resolved. 10/10 Reviewed on: 21st April 2026

It’s smooth sailing in all my usage.

It’s smooth sailing in all my usage. I seriously have had no problems Reviewed on: 21st April 2026

Can’t fault them and the ease of the app

Can’t fault them and the ease of the app Reviewed on: 21st April 2026

I joined PayPal for over 10 years.

I joined PayPal for over 10 years. I have never had problems. Instead PayPal has been there for me. Specially in my tight moments. With PayPal everything it's so easy. Reviewed on: 21st April 2026

Efficient great lead time and clear structure easy t...

Efficient great lead time and clear structure easy to follow Reviewed on: 21st April 2026

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