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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Very efficient service and available to help when ne...

Very efficient service and available to help when needed Reviewed on: 21st April 2026

Good rewards great app experience and also problems...

Good rewards great app experience and also problems with items refunds are easy to manage/claim back Reviewed on: 21st April 2026

PayPal credit

Always been great with no issues Reviewed on: 21st April 2026

Using PayPal allows me to spread the cost over 3 pay...

Using PayPal allows me to spread the cost over 3 payments with no interest. It also means I can afford the bigger items when I need them without having to save up first. Reviewed on: 21st April 2026

Paypal always offers outstanding service and aways a...

Paypal always offers outstanding service and aways a great credit limit Reviewed on: 21st April 2026

PayPal credit is so useful, it’s the best credit any...

PayPal credit is so useful, it’s the best credit anyone has ever offered Reviewed on: 21st April 2026

I’ve always had a good experience using PayPal and h...

I’ve always had a good experience using PayPal and have found them particularly helpful if I need support with a retailer where I haven’t received my items as I should. I also like the app. I feel it’s straightforward and simple to use and I can keep track of my spending easily. Reviewed on: 21st April 2026

They were excellent when I was scammed.

They were excellent when I was scammed. Ensured the payment didn't go through. Reviewed on: 21st April 2026

Excellent customer service , easy to use App

Excellent customer service , easy to use App Reviewed on: 21st April 2026

Very easy and friendly.

Very easy and friendly. Professional and excellent service Reviewed on: 21st April 2026

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