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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

PayPal's online integrity is faultless

PayPal's online availability is excellent and information is clear and concise. The Credit Card too is easily available to use. Their good security is reassuring. Reviewed on: 21st April 2026

I've used PayPal for over 10 years.

I've used PayPal for over 10 years. The customer service is excellent and the PayPal credit it very convenient and easy to use. Reviewed on: 21st April 2026

Great service love how easy it is to use.

Great service love how easy it is to use. My preferred method of payment whenever possible. Reviewed on: 21st April 2026

No interest.

No interest. Been buying products with credit and increased the borrowing Reviewed on: 21st April 2026

Clear and easy to manage.

Clear and easy to manage. Great points scheme. Reviewed on: 21st April 2026

Always a great experience when using PayPal

Always a great experience when using PayPal Reviewed on: 21st April 2026

I have never had any issues with PayPal

I have never had any issues with PayPal Reviewed on: 21st April 2026

Handy for buying concert tickets months ahead so you...

Handy for buying concert tickets months ahead so you can secure them when you don't have the money. Then you can pay them up in time before the show. Reviewed on: 21st April 2026

The safer way to pay

The main benefit to using PayPal is having a 3rd party handle your purchases insurers that if something goes round you have someone in your corner fighting for you Reviewed on: 21st April 2026

REFUND REFUSED.

I HAD AN ISSUE WITH A SELLER, WHO REFUSED TO UPHOLD A FULL REFUND OFFER, CONTACTED PAYPAL, WHO SAID THEY WILL TAKE ON THE TASK OF RECLAIMING MY REFUND. THEY DID.....AND I WAS GIVEN A REFUND 3 DAYS LATER. THAT IS A FIRST CLASS SERVICE. Reviewed on: 21st April 2026

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