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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Extremely easy to use and very flexible

Extremely easy to use and very flexible Reviewed on: 21st April 2026

Great services when ever I call customer service.

Great services when ever I call customer service. Get issues resolved at first call Reviewed on: 21st April 2026

Very easy to switch to pay pal from a item u want to...

Very easy to switch to pay pal from a item u want to pay for Reviewed on: 21st April 2026

Accepted almost everywhere!

I enjoy using PayPal. I can pay a lot of retailers by this method, and appreciate the fact I can help my cash flow by delaying payments by 30 days. For larger purchases, I especially like the feature where I can pay in 4 months with no interest incurred, this is invaluable to me. Reviewed on: 21st April 2026

It’s a good way to be discipline on the way that you...

It’s a good way to be discipline on the way that you spend money, and adjust your savings. Reviewed on: 21st April 2026

Paypal credit

I use PayPal credit for almost all purchases and I've never had anything to complain about. Reviewed on: 21st April 2026

Really easy and straight forward banking

Really easy and straight forward banking Reviewed on: 21st April 2026

Great spending initiatives and interest free period

Easy to use, great spending initiatives to build points, variety of spending options and flexibility with 4 months 0% interest free on purchases. Reviewed on: 21st April 2026

Easy to apply and very quick the answer

Easy to apply and very quick the answer Reviewed on: 21st April 2026

Easy to use very convenient no problems at all

Easy to use very convenient no problems at all Reviewed on: 21st April 2026

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