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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

I using PayPal long-term amazing

5
I using PayPal long-term amazing Reviewed on: 21st April 2026

10/10 service always there when needed

5
10/10 service always there when needed Reviewed on: 21st April 2026

I use PayPal very often, Best way to manage my payme...

5
I use PayPal very often, Best way to manage my payments! Reviewed on: 21st April 2026

Sending money to family should be charged

4
Sending money to family should be charged Reviewed on: 21st April 2026

Never had a problem would definatly recomend

5
Never had a problem would definatly recomend Reviewed on: 21st April 2026

PayPal is the best payment platform around

5
PayPal is the best payment platform around Reviewed on: 21st April 2026

Brilliant for protection great customer service

5
Brilliant for protection great customer service Reviewed on: 20th April 2026

Reliable, very easy to use, great customer service

5
Reliable and very easy to use, great company and customer service, Reviewed on: 20th April 2026

Paypal Credit allowed me to buy an expensive item an...

5
Paypal Credit allowed me to buy an expensive item and pay up over time Reviewed on: 20th April 2026

Easy smooth sign up experience.

5
Easy smooth sign up experience. Well explained and good information provided. Reviewed on: 20th April 2026

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