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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Straightforward and early to use and understand.

5
Straightforward and early to use and understand. Easy to use via the app. Reviewed on: 21st April 2026

I recommend it

5
I recommend it is very secure so I inviting anyone to join PayPal in no any regrets, just join it I believe you going to appreciate me later Reviewed on: 21st April 2026

Great payment and financial app - all in one click!

5
Always easy to use and set up, hassle free. The option to pay in three, or interest free makes life and cost of living so much easier! Reviewed on: 21st April 2026

Flexible and varied uses..

5
I find PayPal very useful in many ways whether it is paying for a delivery on a food app, shopping online, or buying a larger value item on credit it’s great. Reviewed on: 21st April 2026

On the odd occasion I've had a problem, found them t...

5
On the odd occasion I've had a problem, found them to be very helpful and resolved very quickly Reviewed on: 21st April 2026

PayPal is very easy to use and I will for sure recom...

5
PayPal is very easy to use and I will for sure recommend this app to everyone. Only one thing- I tell my sister to register etc and she did but for some reason we didn’t receive the bonus for it. refer a friend with benefits. Reviewed on: 21st April 2026

PayPal journies

4
I have been using PayPal for a while it has made general life more simpler and easier getting from point A to Point B. Protecting my money from possible scams Reviewed on: 21st April 2026

Fast efficient and reliable , always available when...

5
Fast efficient and reliable , always available when I need additional support, no doubt I will highly recommend Paypal for anyone interested in purchasing or just looking for financial assistance Reviewed on: 21st April 2026

Great service and hassle free credit easy to set up...

5
Great service and hassle free credit easy to set up and on need done great easy repayments app is simple to use and straightforward no messing around Reviewed on: 21st April 2026

Great service, easy to use.

5
Great service, easy to use. Would recommend to anyone. Reviewed on: 21st April 2026

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