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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Very easy to set up Mr Harkin

Very easy to set up from get go. Great to use on my wallet pay app Reviewed on: 21st April 2026

The best for 0 % finance for small and large purchases.

The best for 0 % finance for small and large purchases. Lookout for offers, I got an apple lap top with EE through PayPal over 4 years interesting free credit and bought a bike on EBAY once over 10 months interesting free credit. Reviewed on: 21st April 2026

Offers the security I need

Great service, offers the security I need and easy to apply for credit Reviewed on: 21st April 2026

My Paypal Credit experience

I typically use Paypal Credit when I’ve ordered something i’m not too sure on, as it provides a little protection for me in the occasion that something goes wrong, this has happened to me twice and on the first occasion they definitely were extremely helpful, unfortunately the second time they weren’t much help, but that doesn’t decrease their reliability. Reviewed on: 21st April 2026

I'm using PayPal 3 interst free credit.

I'm using PayPal 3 interst free credit..it's helped me a lot to manage my expenses .. Reviewed on: 21st April 2026

i would highly recommend

i have not had any issues with pay pal credit, and i would recommend them to friends and family as one of the best forums of credit. it is easy to use and understand Reviewed on: 21st April 2026

Had enough will be ditching account.

convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the site is really terrible to follow for credit. Do not get me started speaking to people on other continents when we cannot understand each other. Reviewed on: 21st April 2026

EASY AND FAST TO PAY.

EASY AND FAST TO PAY. ALL MY DETAILS ARE SAVED IN THE PAYPAL APP AND DON'T NEED TO FILL NOTHING. Reviewed on: 21st April 2026

Payments to PayPal are hard to make .

Payments to PayPal are hard to make . Reviewed on: 21st April 2026

You know it makes sense

I really don’t think you could do any wrong with using PayPal,they are second to none imo Reviewed on: 21st April 2026

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